VISION & MISSION
To deliver the best member experience by combining our distinctive personalized services with relevant technologies.
Our Vision
To provide tailor-made global financial solutions while cultivating a trusted partnership for life.
PRINCIPLES
We provide the highest level of knowledgeable, friendly and professional service.
PERFORMANCE
We are constantly seeking to improve your banking experience by adapting quickly and efficiently to your financial needs.
COMMUNICATION
We are always available through multiple channels, continuously sharing knowledge to help you reach your financial goals.
TEAM
We listen to, embrace and support our team member’s ideas that nurture a cooperative environment and supports a service-oriented community.
CULTURE
We encourage honesty, fairness, respect, professionalism, innovation, passion and camaraderie in a fun environment. Our values transcend into our relations with our partners, vendors and ultimately the communities we live in.
STABILTY
We have grown over the years operating in a fair and prudent manner consistent with sound business principles and pondered decision-making.
STRONGER VISION
Guided by the very same mission of serving the global financial needs of our members, we are proud to be 60 years strong and to be your financial partner for life. We will continue to invest our resources to deliver outstanding service and benefits so that our members can continue to build an even stronger future.
STRONGER REACH
Members Living in the US
Remote deposits
Members Living abroad
Debit Card transactions
Online Banking users
Total logins
MEMBER GROUPS DISTRIBUTION
Organization of American States, OAS
Development Bank of Latin America, CAF
National Geographic
IICA
Others
AGE DISTRIBUTION
Silent (Ages 74-91)
Boomers (Ages 55-70)
Generation X (Ages 39-54)
Millenials (Ages 23-38)
Generation Z (Ages 7-22)
CHAIR MESSAGE
Chair, Board of Directors
Dear fellow members, friends and colleagues
A warm hello as we continue our year-long celebration of our 60th birthday! We are, similar to others around the world, still dealing with post-covid transitions as we continue to provide our valued services. As we adapt, so do our systems and procedures, and we are constantly developing new ways to deliver to you, our members, the best services and products, keeping our finances in good standing all the while.
CEO MESSAGE
President and CEO
Dear members
OAS FCU’s 60th year of existence was one of mixed news all around. As inflation soared, the economy took some tumbles: the Federal Reserve increased rates as an inflationary control measure, and so did we. This has resulted in higher deposit rates –a welcome change to earn dividends in still uncertain times when many are weary of investing in riskier prospects. However, it also means that some of our variable loan rates went up. Fluctuating rates make for a delicate balancing act, and we want you to know that we take very seriously the economic well-being of every single member. We will do our utmost to ensure that we maintain and ensure your ability to handle rate changes while safeguarding the Credit Union’s financial soundness.
Loans
Loan Portfolio Growth
CREDIT COMMITTEE REPORT
Loans
Loan Portfolio Growth
CREDIT COMMITTEE REPORT
STRONGER NUMBERS
Total Shares
$269,634,084
Total Loans
$159,028,429
Net Worth Ratio: 7.53%
Total Assets
$291,962,032
Luis Raul Betances
Fernando Chaves
Charles U. Edwards.
SUPERVISORY COMMITTEE REPORT
The Committee is mandated by the Federal Credit Union Act to oversee all activities for the membership. In this context, it inspects the Credit Union’s records for accuracy, its assets for availability, security, and integrity, and for the proper handling and use of funds, and internal controls compliance. It makes certain that annual audits are conducted, that their findings are submitted to the Board of Directors, and that appropriate changes are implemented. The Committee also watches members’ accounts verifications, responds to their complaints and coordinates with management orientation sessions on different issues such as identity theft, fraud, etc.
STRONGER IMPACT
Members
Consumer Loans
Share Accounts
Mortgages & other loans
Club accounts & Share Certificates
Loans Disbursed
Draft Checking accounts
Organizations in our Field of Membership
Titanium Award Recipient
2nd highest award recognizing our outstanding home loan production of over $35 million in 2021.
4th United in Sustainability Summit Co-Hosts
Reached more than 116 credit unions and organizations.
FOUNDING MEMBERS
We want to thank the following individuals who got OAS FCU started and made it possible for all of us to be here today. Sixty years later we’re proud to continue working on our founders’ mission: To deliver the best member experience by combining our distinctive personalized services with relevant technologies. And thank you, our members, for 60 years of trust in their vision, and the work we do.
Luis Raul Betances
Fernando Chaves
Charles U. Edwards.
Philip F. Gallagher
Clarence R. Jauchem
Charles P. Miller.
C.A. Orantes
Felipe Orellana
R.G. Sanchez.
Leon K. Smith
Luis Solorzano
Mario Yuri.
MEMORIES AND MILESTONES
OUR GREAT TEAM
OUR GREAT TEAM
Matt Connors
Lead DevChristy Walkins
CSS GuruBrent Matthews
Project CordinatorTrisha Johnson
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